Have you or a loved one suffered injury or death in a motorcycle accident? Contact the experienced motorcycle accident attorneys at Mazow | McCullough, PC.
Motorcyclists in both Massachusetts and New Hampshire are protected under personal injury law. A biker involved in a motorcycle accident in may be able to obtain compensation for his or her injuries that were caused by the other driver’s negligence.
Damages may include payment for pain and suffering, scarring, disfigurement, loss of enjoyment of life, economic loss, no fault benefits, and more. Here’s what you need to know about motorcycle safety, accidents, recovery, insurance, and getting legal help.
The National Highway Traffic Safety Administration (NHTSA) reports that motorcyclists are 28 times more likely than motor vehicle drivers to die in an accident. This means that practicing good safety precautions when riding your motorcycle is absolutely critical.
The Commonwealth of Massachusetts requires that all motorcyclists wear a helmet approved by the Department of Transportation (DOT) when operating their motorcycle. New Hampshire, however, does not have the same requirement for adults over the age of 18. Only riders under 18 must wear a helmet.
Regardless of your state’s laws, wearing a helmet when riding your motorcycle substantially reduces your risk of serious injury and death in the event you’re involved in an accident. The Insurance Institute for Highway Safety (IIHS) reports that DOT-approved helmets are 37% effective at the prevention of rider death in a collision and 67% effective at preventing serious traumatic brain injuries.
Motorcyclists can also decrease their risk of injury and death in a collision by:
Most motorcycle accidents are the result of inattentive drivers on the road who are distracted or simply not careful in observing a motorcycle sharing the road. While there is nothing like the freedom of driving a motorcycle on the roadways, the injuries that can occur are often serious or life-threatening.
If you are hurt in a motorcycle accident, you should contact the skilled motorcycle accident attorneys at Mazow | McCullough, PC to begin working on your case right away.
Because motorcycle accident injuries can be so severe, it is imperative that an investigation into potential insurance coverage be undertaken as soon as possible. So often, the driver of the automobile involved in the collision (especially in a fatal motorcycle accident) wants to blame the motorcycle driver for the crash.
The sooner we begin an investigation into the cause of the accident, interview witnesses, obtain driving records, and gather phone and texting history, the better equipped you will be for a favorable outcome.
Because the rate of death in motorcycle accidents is so much higher than that of passenger vehicles, many families of accident victims find themselves planning a loved one’s funeral instead of visiting them in the hospital after a collision. This is unfortunately a hard truth about motorcycle accidents, regardless of who is at fault. However, a large proportion of deadly motorcycle accidents every year were completely preventable and the result of someone else’s carelessness or negligence.
If you lost a loved one in a motorcycle accident, life will never be the same again. While no amount of money could ever replace your loved one, an insurance or lawsuit settlement can help provide for your family and the unexpected expenses you face after their untimely passing. This can ease the financial burden of your loss and help bring your loved one justice by ensuring the person responsible won’t harm another family in the same way.
It is important that motorcyclists understand that they are not covered by the same insurance coverage as automobile operators. In Massachusetts, for example, insurance companies do not provide personal injury protection coverage for motorcycle riders. What this means is that if you are injured in a motorcycle accident, your motorcycle insurance coverage will not provide you any payment for your medical bills or lost wages under that coverage.
Make sure you have a good understanding of what your motorcycle insurance policy does and does not cover in the event of an accident well before you’re ever involved in one. The last thing you want is to learn that your insurance won’t cover part or all of your accident-related expenses after you’ve already been in a collision.
There are two types of potential compensation available after a motorcycle accident – a settlement paid by insurance or a settlement ordered at the conclusion of litigation. You don’t have to file a lawsuit to obtain financial restitution after a motorcycle collision.
Ideally, you’ll be able to obtain a fair settlement from the other driver’s insurance company and/or potentially your own insurance company without having to pursue litigation. Lawsuits are generally only filed when a settlement agreement cannot be reached, or the victim stands to benefit substantially from going through the litigation process.
Whether you pursue an insurance settlement or litigation, it’s important to have an experienced motorcycle accident attorney on your side to help guide you through the process and ensure that your rights remain intact. Your lawyer can help you understand what to expect when working with insurance companies after a motorcycle collision and can help make your case for the highest settlement award available in your case.
Contact Mazow | McCullough, PC, today for a free consultation about your case. The right lawyer makes all the difference. See our excellent results on our recent settlements page.